Amulya Jeevan II, is a pure term insurance policy of LIC, which provides high life cover in case of unfortunate death of policy holder during policy term. This plan does not provide any maturity value. Amulya Jeevan II plan provides high life cover in case of death on very low premium, so it can be a must have insurance plan for adequate financial security of family and loved ones.
|Age of Entry||18 to 60 Years
Calculate your Age
|Premium Paying Mode||Half yearly & Yearly
|Policy Term||5 to 35 years|
|Sum Assured||25,00,000 and above (in multiples of 1,00,000)|
|Surrender||No Surrender Amount|
|Revival||Within 2 Years|
LIC's Amulya Jeevan II is a term plan, which provides life cover in case of death of policy holder, Lets take an example of a person who is purchasing Amulya Jeevan II with following details. Sum Assured: Rs. 50,00,000 Policy Term: 25 Years Policy Purchase Year: 2015 Age: 30 Years Yearly Premium: Rs. 11,172 Calculate Premium
On Survival, i.e. completion of 25 year, the policy will terminate and nothing will be paid as maturity amount.
But in case of unfortunate death during policy term, 50,00,000 will be paid to policy holder's nominee. Following table indicates total premium paid and amount payable to nominee if death happens at 10th year of policy.
|Policy Year||Year||Premium Paid(Rs. 11011 yearly)||Amount Payable to Nominee|
Above example explains the various aspects & benefits of Amulya Jeevan 2 policy and this plan is recommended for almost every one who wants to provide sufficient amount to his/her family in case of unfortunate death.
Wrote : 13-04-2017 08:25:24
I WANT TO TAKE A TERM PLAN OF RS.10,00,000/- FOR MY WIFE WHO IS A HOUSEWIFE AND HAVING NO INCOME. CAN I TAKE ? PLEASE GUIDE.
Replied : 14-04-2017 13:22:49
You can take this plan for you and your wife. You need to visit branch for this. Since your wife is not earning, she will be allowed sum assured less than yours.
Wrote : 14-03-2017 21:23:29
Above as per Amulya Jeevan 2 example Table indicates premium paid at 10th year is 1,10,110 and amount payable to nominee if death happens at 10th year of policy is 50,00,000. whereas if death happen at 9th year, table indicates Amount Payable to Nominee is 0, Is it so?
Replied : 14-03-2017 21:57:50
No, above table is example if death happens in 10th year. Same will be the case of 9 year also.
Wrote : 09-03-2017 16:46:52
I am going to complete 35 years in September 2017, i wanted to opt for 35 Lacs, 35 years Jeevan Amulya 2 Plan. I am professional, will I need to go for medical. Which tests are required.
Replied : 09-03-2017 18:52:01
Yes, for 35Lakh medical will be required.
Wrote : 10-04-2017 14:09:59
I am 20 years old.l wanted 823 no table for 25lacs.i am engineer.is special medical urgent.
Replied : 10-04-2017 14:55:01
Yes, it will be required.
Wrote : 16-01-2017 11:39:34
Hi. I'm having this policy from September 2016. Can I cancel this policy? If yes thn wht is the procedure?
Replied : 16-01-2017 11:46:55
Yes, But I do not think you will get any refund as free look in period has passed. If you do not want this plan, then simply do not pay further premiums. You will have life cover for the period against which you have paid premium.
Wrote : 16-01-2017 13:27:22
I hv paid only one premium which is yearly. Should I go to lic ofc n cancel this? Or any other way to cancel.
Replied : 16-01-2017 14:02:37
You need to go to branch.
Wrote : 11-01-2017 19:55:20
Recently I have taken a Term policy Amulya Jeevan 2 on tha policy I have seen a stamp from LIC stating that WITH OUT ACCEDENTAL BENEFITS. Will it cover accidental death or not please
Replied : 12-01-2017 10:33:49
It means no extra claim in case of accidental death i.e. death claim will be same for accidental as well as normal death.
Wrote : 11-01-2017 12:43:24
Please inform is the AMULYA JEEVAN 823 covers any disability facility. Thanks.
Replied : 11-01-2017 13:09:39
No, it does not cover disability.
Wrote : 11-01-2017 13:42:34
Thank you for your information. Is there any policy which covers accidental disability??
Replied : 11-01-2017 14:26:22
You can look for 815, 814 836 or 833 which have option of disability rider.
Wrote : 07-11-2016 17:54:22
If unfortunate death happens within one/two years from the date of purchase of 823 where as the term is 5years and SA is 5000000, may I avail total SA? If unavailable, from what year it is available?
Replied : 09-11-2016 11:41:05
Risk Cover starts immediately.
Wrote : 07-11-2016 09:10:04
I am 39 year old contractual worker can I get lic amulay jeevan policy.may annual income is 1.8 lakh.
Replied : 07-11-2016 11:05:12
Yes, You can, in case LIC does not allow 25 Lakh sum assured, then you can opt for anmol jeevan 2 for less than 25 lakh sum assured.
Wrote : 21-09-2016 08:44:49
My Date Of Birth is 4/12/1969 . I am a Businessman. My present annual income is around 2 lack during three successive financial years as per my IT Return. I want to take 2500000 SA for 15 years. Is it possible ? If possible then what documents will have to submit
Replied : 21-09-2016 13:17:24
You can contact nearest lic branch, in case 25L is not eligible, then you can look for anmol jeevan 2 plan.
Wrote : 29-09-2016 11:40:01
Yes it is possible Mr. Ravi.
Replied : 30-09-2016 14:22:03
Thanks for your information, but only income is not a criteria to have high sum assured, as it also depend upon health contions that is why it was written like that.
Wrote : 14-09-2016 11:44:38
I want to take 3000000 sa my age is 33 and i am a govt teacher getting salary 40000 which kind of medical required in this...kindly suggeat me
Replied : 14-09-2016 18:33:24
Yes, medical test will be required for 30Lakh Sum assured.
Wrote : 14-09-2016 18:37:29
What types of test?? Plz reply me
Replied : 14-09-2016 18:41:44
ECG, SBT-13, RUA and Hb%.
Wrote : 04-09-2016 11:55:37
Namaste sir, I am interested to take Amulya Jeevan plan, so pls guide me, my annual income is 2,00,000 and I am self employed, want to take 25,00,000 cover, my age is 36, I don't have any income tax returns. What should I have to produce and eligible for this plan, so pls guide me sir, thank u..
Replied : 05-09-2016 11:01:57
You can avail, kindly contact an agent or LIC branch. In case of eligibility issue in you can look for anmol jeevan 2 for less than 25 lakh sum assured.
Wrote : 31-08-2016 14:51:20
i have income of Rs. 200000/- but i dont have ITR return. how i get this policy. age : 30, SA: 25,00,000/-. thank you
Replied : 31-08-2016 16:38:58
You can avail it. Medical tests will be required. Kindly contact some agent or visit LIC branch. In case, LIC does not provide 25 lakh then you can apply for anmol jeevan 2 for less sum assured.
Wrote : 29-08-2016 18:47:16
Hi Ravi, Thank you for this wonderful information. Is this policy will have cap period..?? for example, If policy holder dies within 2 years after purchasing this policy, will they (LIC) pay full amount or any partial amount..??.
Replied : 29-08-2016 23:46:27
It will cover from the day the policy number gets generated.
Wrote : 30-08-2016 09:16:11
Thank you soo much for your quick revert. Many Thanks..
Wrote : 25-08-2016 15:36:00
if i want to purchase term plan(823) for a sum assured Rs 5000000/- how much annual income required. My date of birth is 10-06-1972. and i am non smoker
Replied : 26-08-2016 11:09:10
Generally, 20 times of annual of income can be availed as sum assured. It will also depend upon job profile.
Wrote : 19-07-2016 12:37:22
WHAT IS ELIGIBILITY CRITERIA: SHOULD POLICY HOLDER MUST BE EMPLOYED OR UNEMPLOYED CAN ALSO GET
Replied : 19-07-2016 14:32:26
For Higher sum assured health and income are considered for eligibility. Unemployed can also take policy up to certain limit but source have to be mentioned.
Wrote : 30-06-2016 20:32:05
i m pawan k gandhi from punjab. i want to take this policy. bt i want to know that i can take this poliy or not, because i m suffering from dibetes for 6 months, bt from then it is in my full control. actually i m absolutely fit, plz tell me can i take this policy( AMULYA JEEVAN 823) plz tell me
Replied : 01-07-2016 13:02:54
yes, you can take but extra premium will be applicable.