Maturity Calculator for Jeevan Anand (Plan No:149)

Jeevan Anand (Plan 149) Maturity Calculator, calculates maturity amount and year-wise death claim amounts in case of death. It uses year-wise bonus rate for years for which the bonus has been declared and latest bonus rate for years which bonus will be declared in future. The calculator provides associated benefits calculation on past and expected data. Please provide following details to calculate benefits of your plan. This plan has been closed for sale and New Jeevan Anand Plan (Table No: 815) is currently available.


Comments & Reviews

Wrote : 20-02-2017 01:55:26

Respected Ravi Sir, Does Old Jeevan Anand-149 policy gets FAB at the time of maturity? Where is the slab for Calculating FAB? Your kind reply is appreciated. thank you

Replied : 20-02-2017 12:38:01
FAB is applicable in policies with greater than 15 year term.

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Wrote : 17-02-2017 23:10:52

Hello sir.meri policy old Jeevan Aanand Maine 2013 me start ki.isme term 75 show ho rha hai.iska SA 200000 HAI.mai kab tak iska premium pay Kru ki ye lapes na hai..AUR maturity amount kaise calculate Kru??Term Kya Hoga is policy ka??

Replied : 17-02-2017 23:23:04
Policy lete time aapki age kya thi?

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Wrote : 14-02-2017 15:36:33

Very Informative.

Wrote : 15-02-2017 16:20:28

I am having this policy since 2011, but till date i did't understand that the same in details like this. Thanks for your details provided to me. very helpfull. Please let me know i have policy in the name of my child- Child carer policy 184 plan. Please send the same to calculate the same. Raju Phanade.

Replied : 15-02-2017 20:25:55
Please go through Jeevan Tarun 834 child plan, example, premium and maturity calculator is available on this site. You may also look for jeevan lakshay plan 833 for this purpose.

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Wrote : 07-02-2017 22:01:50

Hi, Thanks for this wonderful calculator. Do you have similar calculator for "Jeevan Saral" or can I use this for Jeevan Saral as well? Thanks, Divesh

Replied : 07-02-2017 22:52:34
No, we haven't published maturity calculator for jeevan saral. Jeevan Saral is completely different than this plan.

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Wrote : 06-02-2017 08:39:30

Hello sir, Greetings. I'm having old Jeevan Anand policy.. Purchased in 2004 and get mature in 2020.. half yearly premium RS 3669. My doubt is will I get any amount for every six month after maturity... Please clarify.

Replied : 06-02-2017 23:51:17
After 20 years, this policy will provode maturity amount and you can opt maturity settlement option which will provide your maturity amount in monthly, quarterly, half yearly or yearly mode for fix number of years.

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Wrote : 04-02-2017 17:41:47

Normal Risk Cover and Accidental Risk Cover (up to 70 years) continue even after maturity. Following table provides details of year-wise risk cover . I have a doubt about this matter , can I surrender for this before 70 year

Replied : 04-02-2017 19:16:25
Yes, you can surrender your policy any time after maturity.

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Wrote : 04-02-2017 16:32:29

Hi, I have old Jeevan Anand policy with following details - Start date- May'06, End date- May'17, Duration 11 years Sum Assu- 2,00,000 On maturity i am getting 2,87,000 (confirmed from LIC office). My question is that if i want to close my whole life cover in May'17, What additional amount i will get?

Replied : 04-02-2017 19:14:35
Yes, you can close it, you need to apply for surrender.

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Wrote : 27-01-2017 20:49:48

Hi Mr. Ravi, Greetings! Please find below my policy details. In the maturity calculator, the policy term would be 20. Please confirm. Also, if you could please confirm the final amount (including bonus), I would be receiving after the plan matures on 5th Feb 2033. Policy No 7083xxxxx Commencement date 5th Aug 2013 plan Jeevan Anand (T.No. 149) Policy term - 74(Premium payment term : 20) Sum assured 10lacs Regards

Replied : 29-01-2017 00:24:07
For calculator, the term will be 20. Exact maturity amount can only be calculated at maturity. Please do not share your policy number in public domain.

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Wrote : 23-01-2017 23:54:26

Sir mere bhai jeevan anand T. No- 149 policy hai jo unhone 28/12/2011 me liya tha par unka liver fail hone ke karn 16/01/2017 ko death kar gaye hai. Unki assured bima 100000 hai. Ab unki wife ko kitna paisa milega.

Replied : 24-01-2017 16:23:28
1,20,000 k approx milega, please visit your branch for claim.

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Wrote : 21-01-2017 18:01:30

I have purchased Jeevan Anand t no. 149 sum assured is Rs. 400000 for 19 years at quarterly premium rs. 5945 on march 2012. Now i want to take loan against my policy. How much rupees i'm eligible for taking loan?

Replied : 21-01-2017 20:34:39
You can avail approximately 50,000 loan, please contact your policy branch for exact amount.

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Wrote : 21-01-2017 17:25:17

How can i download the receipts for the payments i paid till now. i dont find any option when i login in the website Thanks for your help

Replied : 21-01-2017 20:18:52
Please follow how to download premium payment receipt.

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Wrote : 18-01-2017 20:27:23

Hi, I have bought a policy Jeevan Aanad in year 2008 and sum assured was 1 lakh with a premium of Rs. 5,345. Now I want to increase my sum assured from 1 lakh to 5 lakhs. Is it possible? if yes then how? Thanks

Replied : 18-01-2017 21:05:02
Some assured inreament is not possible. You may apply for new policy.

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Wrote : 17-01-2017 14:19:36

hi sir, i have a policy which is last premium to be paid is 21/01/2016. And date of maturity is 21/01/2017. I have a doubt , that is when i claim this policy before 21/01/2017 or after 21/01/2017

Replied : 17-01-2017 15:03:59
You can visit your LIC branch with original policy bond, ID proof, cancelled cheque to claim maturity immediately.

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Wrote : 16-01-2017 20:53:39

Sir I have a one policy old jeevan Anand and sum assured is 150000 and I have paying a premium on haferly is rs 5445 and term is 16 year so I just want to know that what is the maturity amount ? And it's a tax free amount or what ..

Replied : 16-01-2017 22:04:08
Please use above calculator to calculate approx maturity. The maturity amount will be tax free.

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Wrote : 15-01-2017 17:16:40

Sir, mai jeevan Aanand table-149 '2011 se 2012 tak 3 premeum jama kiya usake bad bachche ki bimari ke vajah se jams nahi kar saka, 10990 rupees ka half yearalty tha, kya mera paisa refund milega, kyoki ab mai jama nahi kar sakata, please help

Replied : 15-01-2017 19:37:27
Surrender k liye 3 saal tak policy chalana jaruri hota h, aapka policy 3 saal tak nhi chala hai, so aapka koi surrender value nhi banata.

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Wrote : 15-01-2017 06:24:32

Hello Ravi, I greatly appreciate for your valuable suggestions. I took Jeevan Anand 149 policy in 2004 and the date of maturity is 01/13/2019. I am becoming US CITIZEN next month. Will there be any issues collecting my Maturity amount if I become US CITIZEN? I have NRE/NRO account in India and currently paying premium from NRE account. Do I need to submit my US Passport details to collect amount at maturity? Thanks for your help. - Swami

Replied : 15-01-2017 19:42:07
As per my knowledge, you can get your maturity credited to you NRE/NRO account. I am working out on it to get complete details and will let you know through email.

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Wrote : 12-01-2017 16:35:43

Dear Ravi sir Hello, I purchased old jeevan anand policy table#149 sum assured of 155000 on half yearly mode premium 5912/- rs. in 2012. Unfortunately I lose my policy documents somewhere, so now how I know about my policy term I mean till what time I should pay the premium. And how I will claim my policy after completion, please guide me as well. Thanks and Regards.

Replied : 12-01-2017 18:01:02
Do you have premium payment receipt? If you have taken the policy from an agent then you can contact him for the same or directly contact to the branch for your details.

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Wrote : 11-01-2017 19:42:16

Hi Ravi, First thanks for your wonderful services. I have taken the Jeevan Anand plan 149 policy under Term 70-21 on 28/01/2011 for Sum Assured 300000 (paying 15167 yearly) and also checked in the Policy summary report showing as Date of Maturity is on 28/01/2087 and Last Payment Date is on 28/01/2031. My doubt is that When will I get the Maturity Amount and I was 24 yrs old during the policy started time. Thanks in Advance

Replied : 11-01-2017 21:18:56
Your maturity will be available on 28-01-2032 and after maturity you will have life cover equal to sum assured for life time.

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Wrote : 11-01-2017 17:47:33

I have a Jeevan Anand policy(T NO-149), Policy Term 73 ( Premium payment term : 16), Commencement date of policy 24.05.2013. When I check online it showing maturity date: 24/05/2086. What it means? When I get maturity ?. What I get on 24.05.2029? Please explain.

Replied : 11-01-2017 21:32:48
Please use above calc for benefits, for understanding meaning of policy term and premium paying term, please read it.

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Wrote : 07-01-2017 22:01:37

Hi, I took a jeevan anand plan 149 policy 15/11/2011 with sum assured 300000 and the term is mentioned as 149/75/20 and as per the maturity calculator I will be getting an amount of around 600000 so my question is should I get this amount at the age of 45 or at the age of 100?? I am confused..please help

Replied : 07-01-2017 22:31:59
Your maturity will happen at 45 of your age.

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Wrote : 07-01-2017 19:32:20

My sister was expired on 29.07.2014 and her policy drawn on 31.12.2013 under table 149 and sum as shared was 665000. So please surest ho much claim amount cane be receivable.

Replied : 07-01-2017 20:22:49
Death claim amount will be equal to sum assured i.e. 665000.

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Wrote : 06-01-2017 14:53:23

Hi I am paying LIC Jeevan Anand 149 from 28/12/2009 , Till now i have paid 1,55,235. My Vested Bounus showing as 1,71,500. What is this Vested Bonus? is there any chance of withdrawing that Vested Bonus?

Replied : 06-01-2017 18:12:34
NO, the accumulated bonus scheduled to be paid at maturity.

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Wrote : 28-12-2016 10:30:26

Hi Ravi, i would like to appreciate your support and guidance for people. i bought jivan anand policy in 2011 and i have completed my six installments as i am paying 12224 annually. Could you tell me that if i surrender now what amount i am eligible to get or how the calculation will be . thanks.

Replied : 28-12-2016 12:24:13
What are premium paying term and sum assured of your policy?

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Wrote : 23-12-2016 18:33:06

Sir, My father maturity period is completed and we are going to home branch and apply for maturity clime. so, how many days it will be taken money will refund

Replied : 23-12-2016 20:13:19
it will take 2-3 days to get the amount credited to your account if you complete all required formalities for maturity claim.

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Wrote : 23-12-2016 15:29:35

my Lic plan,term & pre.term 149/67/16 wat is meaning 149/67/16

Replied : 25-12-2016 01:52:42
It means it is jeevan anand plan (Table- 149) and when you took this policy your age was 33(100-67) and need to pay premium for 16 years and maturity will occur on attaining age of 49(33 plus 16). After collection of maturity you will have life cover up to 100(33 plus 67) year of age.

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Wrote : 18-12-2016 11:44:10

Sir, My Father took a policy in my mother name. As per the receipt the policy name is : Endowment Assurance Policy with profit. Sum Assured: 50000 Instalment Premium: 3865 (yearly). Proposal Date: 31/12/2013 Date Of Maturity : 28/12/2029 Date of last payment : Date Of Maturity : 28/12/2028 Date Of Birth: 01/06/1962 Age: 52 Death before data of maturity = sum assured + vested bonus Surviving on date of maturity = sum assured + vested bonus Question: Here what will be the ' vested bonus' in both the cases? (Just wanted to make sure is this the right policy or the same/more return i can get using the bank FD or in other investment) Thanks in advance for your time.

Replied : 18-12-2016 16:16:45
Please use maturity calculator for approx values (SA-50000, Term-16, year of purchase-2013), it will show you bonus for your policy. This is an insurance policy, it will not return as pure investment, but if you consider its insurance and tax free maturity benefit, then it is worth having it.

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Wrote : 16-12-2016 12:53:25

I had paid 3 installments but i had not received any bonus. When and how i will receive bonus?

Replied : 16-12-2016 13:53:43
This plan is not a money back plan, accumulated bonus is paid at maturity in this plan.

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Wrote : 16-12-2016 12:00:44

Hi Ravi, I have purchased LIC Jeevan Anand (149) in 2013 for a sum assured of RS. 400000 for a period of 21 years. Using your Calculator my Maturity amount will be 8.7 Lakhs. I have 2 queries: 1. Will i get that 8.7 Lakhs completely without tax? 2. Also i am paying premium of RS. 20571 yearly, please let me know the premium which i am paying is correct? Thanks.

Replied : 16-12-2016 12:31:46
1. Yes, will be tax free.
2. If you are getting premium payment receipt of Rs. 20571, then there is no reason to doubt about premium.

Wrote : 16-12-2016 16:38:37

Thanks for your reply Ravi. I am getting the premium payment Receipt of Rs. 20571 only. But i am not sure of the calculations that how it came to Rs. 20571. I had contacted a LIC Agent 3 years back and got this policy and he asked me to pay this amount as premium. If you don't mind could you please tell me how to calculate the yearly Premium amount. Sum Assured - 400000 No of yrs - 21 Year of Purchase - 2013 Thanks.

Replied : 16-12-2016 20:28:48
There is a table which has premium rates for 1000 Rs of sum assured against each age and term permissible under that plan, for example, if premium rate for a person with age 26 and term 21 is Rs.50 per thousand of sum assured, then yearly premium for 400000 will be calculated as: 50x40000/1000.

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Wrote : 15-12-2016 21:38:27

Thanks for this beautiful and helpful tool. In regards to Jeevan Anand Plan (149), Can I deny the coverage after the maturity and instead ask to encash the relevant amount? Or can I take a loan on the sum assured after the maturity of the plan. Thanks. Please reply.

Replied : 15-12-2016 22:11:43
Yes, You can surrender your life cover after maturity or take loan.

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Wrote : 13-12-2016 16:05:25

I have invested in Plan No:149 and so far I have paid the premium of 2 lakhs, I want to know if I'm eliigible for any kind of loan here and what would be the conditions?

Replied : 14-12-2016 01:25:49
Loan is available after 3 year of full premium payment.

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