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Maturity Calculator for New Jeevan Anand Plan (815)

Maturity Calculator for LIC's New Jeevan Anand (Plan No: 815) provides easy way to calculate maturity amount and illustrate Age-wise and Year-wise risk cover amounts. It uses year-wise bonus rate for years for which the bonus has been declared and latest bonus rate for years which bonus will be declared in future. The calculator provides associated benefits calculation on past and expected data. Please provide following details to calculate benefits of your plan. Click here to know about this plan.


Comments & Reviews

Wrote : 06-04-2018 19:41:32

Sir, If I got the maturity and then if I mate an accidental death then what will nominee got ? If sum assured in 215000 rs

Replied : 07-04-2018 14:31:57
In that case death claim will be equal to sum assured.

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Wrote : 29-03-2018 11:58:15

Is the annual Premium amount differs when we pay monthly or half-yearly or quarterly?

Replied : 30-03-2018 12:32:19
Yes if monthly premium is 100 then year premium will not be 1200 rather it would be 1176 due to 2% rebate. Similarily rebate will @ 1% in case of half yearly premium.

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Wrote : 22-03-2018 15:27:57

Is it possible to change premium time from half yearly to mothly?

Replied : 22-03-2018 21:44:26
Yes, please contact your branch.

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Wrote : 11-03-2018 20:37:26

Is there any difference to purchase a policy through a LIC agent and without agent?

Replied : 12-03-2018 13:20:32
Premium will be same in both cases.

Wrote : 24-03-2018 12:54:56

Sir, if i take new jeevan anand policy via agent if i loss the interest benefits from LIC like after agency commission only i can get?. my question is there any loss or benefit taking policy from agent or direct LIC office?. kindly reply urgent i will take

Replied : 24-03-2018 23:14:05
Premium and maturity will be same whether policy is taken directly by LIC office or agent. Agent commission is not part of policy holder's benefit.

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Wrote : 23-02-2018 20:19:29

Jivan anad policy join date is last 5 years n I given on date but they are told you should give penalty .then how much ruppes penalty

Replied : 24-02-2018 20:39:54
If you have paid your premium on time, then you do not need to worry, It may be fake call, please visit nearest LIC Branch to more clarification.

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Wrote : 01-02-2018 18:30:48

Assuming 29yr old guy takes the policy @ 15Lakhs for 21 years and survives on maturity i.e At 50 years, he will get the maturity amount as Rs.31.935 Lakhs. What will happen if he dies at the age of 65 or 75 yrs i.e. 15/25 years after maturity of policy, will the nominee get sum assured amount of 15 lakhs? Please confirm.

Replied : 02-02-2018 00:01:12
Yes, in case of death at any time after maturity, nominee gets amount equal to basic sum assured. Please note, maturity shown is based on past bonus rates and it approx projection.

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Wrote : 01-02-2018 12:15:20

Has the premium amount for Jeevan Annand has increased?

Replied : 02-02-2018 00:03:45
Premium at the time of purchase remains fixed for whole premium paying term, it must be GST due to which your premium have incresed slightly.

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Wrote : 30-01-2018 19:54:18

Dear Team, I have New Jeevan Anand (Plan-815) policy since 2015. Total how many years my premium I should pay? What is the formalities, if I want cancel my policy for refund? Thanks.... Aji Pillai

Replied : 31-01-2018 12:04:12
Details will be indicated on your policy document. 815 has term option between 15-35 years, plese find your term on your policy document, it will be indicated like 815-xx-xx, where xx will be your policy term and xx number of years, you have to pay premium.

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Wrote : 25-01-2018 14:01:12

Sir, If am not paying the premium on time.Although i have paid the premiums with late fee....will it have impact on maturity...if yes then how

Replied : 26-01-2018 19:44:37
Late payment with late fee will not affect final maturity provided all premiums have been paid. However, if premium is not paid within due date (plus 30 days) and death happens, then death claim will be affected.

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Wrote : 25-01-2018 13:39:06

i bought jeevan anand 815 and 21 yrs. mu SA is 500000.. i paid premium 3 yrs. if i surrender my policy which will i get bonus+ surrender value or only surrender value? pls clarify....

Replied : 26-01-2018 19:46:26
In the above article a link of surrender value calculator is given, please use that.

Wrote : 27-01-2018 06:37:31

yes sir....i saw surrender value details...but i want to know surrender value only given to insurer or surrender value with bonus given to insurer... which one is possible....pls clarify....

Replied : 27-01-2018 12:26:27
Surrender value is final settlement amount and it includes all amounts to be paid like percentage of total premium and percentage of accumulated bonus.

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Wrote : 17-01-2018 11:21:03

Hi Sir , My Name is wrong in the policy document , How can I get it changed ?

Replied : 17-01-2018 18:39:57
Please visit your branch for correction.

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Wrote : 12-01-2018 22:26:15

Sir I want just ask how much loyality allounce in jeewan Anand policy

Replied : 13-01-2018 22:43:03
In jeevan anand, there is no loyalty addition. This plan have feature of bonus.

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Wrote : 08-01-2018 12:25:40

Can we change nominee later on if required in Jeevan Anand policy

Replied : 08-01-2018 16:38:46
Yes, you can change it later.

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Wrote : 07-01-2018 12:58:41

Dear sir ,i took this policy recently.please clarify me about accidental death claim.do i need to pay extra premium during policy term for this.in case of accidental death how much claim nominee receive apart from normal risk cover

Replied : 09-01-2018 11:20:34
Generally, in New Jeevan Anand accidental death benefit is already included, you may use premium calculator to get it confirmed that your plan is with accidental rider. In case of accidental death, nominee gets sum equal to basic sum assured other than death claim amount of basic plan.

Wrote : 09-01-2018 13:07:28

Thank u sir

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Wrote : 28-12-2017 20:21:25

Hi Sir, I have took Jeevan Anand policy in year 2011 for sum assured 400000 for 20 years and I have paid only one premium and I have n't paid remaining premiums till date. If I have to renewal the policy what instructions I have to follow. Please let me know. Thanks in Advance!

Replied : 28-12-2017 21:50:16
Your Policy would have been lapse and it will not be relivable, though you may contact your branch for further information.

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Wrote : 10-12-2017 22:07:11

Dear sir.. After maturity period how I will get settlement amount...

Replied : 11-12-2017 10:58:12
You will need to visit your branch with policy document, id proof and cancelled cheque for claiming maturity.

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Wrote : 13-11-2017 15:00:20

"Normal Risk Cover continues even after maturity. Following table provides details of year-wise risk cover." -What dose it mean? , If I collect the maturity amount in full at the end of policy, and I die, my nominee will still get the risk cover as SA amount ?

Replied : 13-11-2017 16:53:16
Yes, in case of death after matuirty, nominee will receive basic sum assured amount as death claim amount.

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Wrote : 09-10-2017 04:58:11

Dear Sir I have taken New Jeevan Aanand (815) plan. In case of my accidental death before maturity , nominee will get Normal life cover plus accidental life cover both or only accidental life cover only. Please clarify. And also clarify that how much money nominee will get after maturity in case of my death after maturity.

Replied : 10-10-2017 00:15:45
1. In case of accidental death, accidental life cover will be additional.
2. In case of death after maturity, nominee will receive amount equal to basic sum assured.

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Wrote : 27-08-2017 20:02:38

I'm a new jeevan Anand regular premium payer SA 15lakhs term 30 yrs.. yrly premium 54109/- excluding tax. My doubt is if I'm a survivor till the term insured the benefit maturity amount said SA+FAB+ Additional bonus will be completely exempt from tax i.e eee?

Replied : 28-08-2017 19:26:29
Yes, maturity will be tax free u/s 10(10D)

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Wrote : 22-08-2017 14:23:21

WHAT WILL BE PAYABLE AMT TO MY NONIMEE IF I DEAD AFTER COMPLETED THE TERMS AND GETTING MATURITY CLAIMS FOR MY EXISTING POLICY OF S.A-500000

Replied : 22-08-2017 20:06:37
After maturity, risk cover amount will be equal to basic sum assured. So, it is 500000 in your case.

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Wrote : 20-08-2017 23:49:30

Hi..if I have jeevan anand.sum assured RS 200000.if I pay premium regular by month till 2 year then after did not paid premium.!! What benefit get to nominee after death or maturity day?

Replied : 21-08-2017 11:17:44
If policy is not continued i.e. premiums for minimum 3 years have not been paid, then there will not be any benefit if premium payment has been stopped.

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Wrote : 19-07-2017 15:06:27

Hi, Good Afternoon. What is "Normal Life Cover" and this policy supports for critical illness...? And also I can add my family in one policy..?

Replied : 19-07-2017 16:11:42
Normal life cover means amount to be paid to nominee in case of policy holder's death. This policy comes with accidental benefit and disability rider. Policy is issued in the name of single individual.

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Wrote : 05-07-2017 05:50:04

I recently took this plan. This is a good plan, but I want to add one additional point here. While applying this plan, make sure that you are also applying critical illness rider. Otherwise paying 2laks per annum would be impossible, if any terminal or critical illness

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Wrote : 04-07-2017 19:44:00

dear sir plz tell me the new jeevan anand police for combine with pension

Replied : 05-07-2017 13:36:37
Jeevan anand itself does not provide pension, you have to take pension plan on maturity against your maturity amount.

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Wrote : 04-07-2017 18:41:17

Hi, I have opted a plan with premium amount of 38719 and Term is 15 years. At time of joining, agent says that you will get after 15 years (6,00,000(approximately) + Bonus + Additional Bonus). But I have observed in the policy Sum Assured mentioned as 5,00,000. But Actually, I am paying total amount with out service tax ( 38719 * 15 = 5,80,785 ). Why sum assured mentioned as 5,00,000? May I know the reason why 5,00,000 instead of 6,00,000?

Replied : 06-07-2017 11:26:16
Please read Sum Assured vs Total Premium Paid in LIC plans.

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Wrote : 23-06-2017 18:59:42

In case of death during policy term (Before 31 years ), 125% of Sum Assured + Bonus + Final Addition Bonus (Normal Life Cover) will be paid to nominee. What Is This Meaning !!??? Normal Life Cover Inculding This Sum Assured + Bonus + Final !!??

Replied : 23-06-2017 19:20:04
Normal life cover is 125% of Sum Assured + Bonus +Final Addition Bonus.

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Wrote : 30-05-2017 15:13:30

Hi, My LIC POLICY is 815 SA: 625000 PT: 16 Y. My query is agent told me that after maturity if I don't opt for Death benefit can I get the assured amount. My agent told me that after maturity I will have life long death benefit of 600000 rupees. So if I want that to be cancelled, can I get that amount? Thanks in advance

Replied : 30-05-2017 23:00:20
After maturity, you need to surrender your policy and surrender value will not be 100% of sum assured amount.

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Wrote : 17-05-2017 12:58:51

jeevan anand plan is very best insurance.

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Wrote : 15-05-2017 00:36:53

Hai, I am willing to open an jeevan Anand 815 policy. But the agent is telling me ur body weight s more than ur height.. So is there any better way to open a policy

Replied : 15-05-2017 11:08:54
In overweight cases, policies may be issued with extra premium subject to approval of LIC.

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Wrote : 21-04-2017 13:26:35

How do I check the Nominee details on my Policy and how do I update it (In case needed)?

Replied : 21-04-2017 23:57:52
You can find nominee details on first premium receipt or policy document. You can visit your branch with original policy bond to change or update nominee.

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