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Premium Calculator for Amulya Jeevan 2 Plan (823)

Calculate your Yearly and Half Yearly premium as per age, term and sum assured for LIC term plan.

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Comments & Reviews

Wrote : 12-01-2017 23:09:12

I am handicap person with 60% disability certificate .I am gov. Employee having 5 lack health insurance Can I purchase this policy or i am eligible for this policy Please reply me.......

Replied : 13-01-2017 10:39:18
Yes, You can apply for it. LIC will go for requisite medical tests and enroll accordingly.

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Wrote : 16-12-2016 15:29:55

Does Amulya Jeevan II will cover both natural and accidental death ???

Replied : 18-12-2016 22:50:54
Yes, Normal and accidental benefits are same in term plans.

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Wrote : 03-11-2016 11:18:37

What is the criteria for taking Amulya Jeevan II policy SA 25 Lac and 50 Lac, means I want to know the Eligibility for taking these policies.

Replied : 03-11-2016 12:00:06
Two basic requirements are source of income and health conditions.

Wrote : 03-11-2016 11:18:37

What is income criteria per annum?

Replied : 03-11-2016 13:18:28
Normally, you can avail sum assured (life cover) as 20 times of annual income.

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Wrote : 02-10-2016 11:44:43

Hi, I wanted to take Jaavan Lakshaya policy with SA 10 Lakhs. But my agent made it as 5 policies with SA 2 lakhs each, will there be any difference between the bonus amount for 10 lakhs SA and 5*2 laksh SA. Thanks,

Replied : 02-10-2016 12:43:50
No, there will not be any difference in bonus. He must have done 5 policies to provide you options to surrender or close some of these 5 policies instead of closing one with 10L Sum assured. But sum of premiums for 5 policies of 2 Lakh each will be higher than premium single policy of 10L. you may calculate yourself using premium calculator available on this website.

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Wrote : 12-09-2016 12:57:03

does LIC amulya jeevan provides critical illness rider ? if not then which LIC policy provides both accidentally death benift & critical illness rider.

Replied : 12-09-2016 21:03:37
Amulya jeevan does not come with such riders while almost all other endowment plans(e.g. Anand, labh,lakshay) can be purchased with these riders.

Wrote : 12-09-2016 12:57:03

thank u

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Wrote : 08-08-2016 23:49:37

I took a policy for 52 lakhs jeevan lakshya today, without any riders. Is it possible to include riders later like for accidental death. I am 41 year old and premium is yearly for 18 years and pay ment for 15 years.

Replied : 09-08-2016 12:16:21
You can opt eligible riders during premium paying term.

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Wrote : 21-07-2016 13:43:00

Very expensive term plan for the same Sum Assured.....as compared to other insurers.

Replied : 21-07-2016 14:32:10
Yes, it is expensive compared to other private insurers.

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Wrote : 17-05-2016 16:24:41

Please use maturity calculator available on the site.

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Wrote : 04-05-2016 20:14:46

Dear i take j.labh plan today there is the PPT 15.now i want to know , will i get FAB?after maturity.

Replied : 06-05-2016 18:08:49
Please use maturity calculator available on the site.

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Wrote : 11-04-2016 21:50:30

Is it permissible to change the nominee after 15 or 20 years? Can there be more than one nominee?

Replied : 11-04-2016 23:05:21
Yes, You can change but nominee will be only one.

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Wrote : 09-03-2016 14:51:18

Please advise as how can the bonuses be counted in the maturity as it is not clear as on what percentrage the bonuses would be declared. Also, the bonus is not a guaranteed element. Please advise as how can the approximate maturity is calculated(1398750) at age 36, Policy term 18 years and Insurance cover INR 750000.

Replied : 09-03-2016 16:01:06
For which plan your calculating maturity, because amulya jeevan plan does not have any maturity.

Wrote : 09-03-2016 14:51:18

This is Jeevan Lakshya plan. Please advise, on what basis the bonus is calculated as it appears as it is quite an ambition calculation given on the calculator. Also explain the death benefits under Jeevan Lakshya.

Replied : 09-03-2016 16:57:54
It is not calculated ambitiously, though it is an approximation but it close to what will be. Here is how, Bonus for last FY was Rs. 49 per thousand of sum assured per year and FAB for 18 year is taken as Rs. 55 per thousand of SA, so here is how it is calculated:
750000 + 750000*18*49/1000 + 750000*55/1000

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Wrote : 29-02-2016 17:06:04

Dear sir, Can you explain me about TERM RIDER. what is this, what roll of term rider of my policy. Is this make twice of my sum assured.? please explain with jeevan lakshay sum assured 800000 for 15 years.

Replied : 29-02-2016 21:24:41
Term rider provides amount equal to term rider amount other than death claim amount of basic plan in case of death

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Wrote : 15-02-2016 22:35:24

Which is the best option for life insurance, whether LIC or PLI?

Replied : 17-02-2016 15:08:28
PLIs are better if term is less than 15 year because in case of lic policy final addition bonus is also paid if term is greater than 15 years.

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Wrote : 19-01-2016 19:07:21

IN MATURITY CALCULATOR WHETHER IT IS INCLUDING BONUS AND FINAL ADDITIONAL BONUS OR NOT.

Replied : 20-01-2016 08:50:33
yes, it is inclusive of all

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Wrote : 27-12-2015 16:40:23

Differance insurance premium your calculated but agent calculated Other amount why?

Replied : 27-12-2015 17:17:11
please expain about difference??

Wrote : 27-12-2015 16:40:23

I have taken LIC 833 plan for 20years with SA Rs 2 lakh and my agent told me after 20 years in maturity I get approx 16 lakh. my current premium is R's 11721/- dear sir please tell me how much I get after maturity?

Replied : 26-01-2016 11:40:08
It impossible to get such maturity amount. please use maturity calculator available on site for jeevan lakshay for maturity amount,

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Wrote : 21-12-2015 00:57:40

Differance insurance premium your calculated and agent calculated same amount why?

Replied : 21-12-2015 13:11:49
Where is the difference? Please explain..

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Wrote : 16-12-2015 20:03:30

This policy beniffet you are reply.thank you

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