New Jeevan Anand (815) Premium Calculator

Calculate Monthly, Quarterly, Half Yearly and Monthly premiums as per your age, term & Sum Assured for New Jeevan Anand Plan (815). The Premium shown are with of Accidental benefit rider and inclusive of service tax.

Terms of Service

Comments & Reviews (76)

Wrote :

15-05-2020 22:23:38

Hi,Dear team I want to know, whether I can change my payment method now. I am paying half yearly and i want to pay by quarterly so it is possible.

Wrote :

16-05-2020 15:40:09

Yes, it is possible, please intimate your branch before next policy anniversary to change the mode. Policy anniversary means date of issuance of the policy.

Write CommentReply

Wrote :

24-01-2020 21:38:08

I have sum assured 100000 for 20 years table 149. I am paying 5660 yearly. After maturity how much I will gate.

Wrote :

27-01-2020 14:23:50

As per current rates, maturity will be 2,00,000 (approx) and after receiving maturity you will have life cover of 1,00,000 for time time.

Write CommentReply

Wrote :

22-01-2020 08:52:29

Hi Respected Team, let me know pl - Is there any provision to change nomiee after purchasing the policy NEW JEEVAN ANAND (Table 815) ? If yes, then what to do?

Wrote :

22-01-2020 22:59:52

For nominee change, Policy holder is required to visit the branch along with original policy document and his address and Photo ID proof.

Write CommentReply

Wrote :

19-12-2019 11:31:45

I have already a jeevan Anand plan.can I open another in same name.

Wrote :

20-12-2019 17:11:33

Yes, you can take more than one plans, make sure your disclose already purchased policies in your name.

Write CommentReply

Wrote :

14-11-2019 09:12:00

Please suggest me , can i take jeevan aanand policy with sum assured 400000 Rs with 17 years term or 04 policies of sum assured 100000 Rs for term 15,16,17,18 Years respectively

Wrote :

14-11-2019 14:10:09

It is up to you to decide, you can keep in mind two things.
1. The premium for single 4Lakh Sum assured policy will be less than 4 separate policies of 1 Lakh each. Please use above calculator for calculating premiums.
2. In case of separate policies, you can close some of these in case you don?t want to continue.

Write CommentReply

Wrote :

18-10-2019 18:11:46

Hi Team,Thanks you for sharing such useful information. For, SA: 650000, Age: 27, Policy Term: 20, this site is showing as "Rs.38,289/-" yearly payment for first year but for the same criteria LIC site is showing as "Rs.37,809/-". Why is there a price difference here please?

Wrote :

18-10-2019 22:37:29

In this policy, for age calculation, nearest birthday is applicable, for example, if your age is 27 years and 7 months, then your age will be considered as 28 years for premium calculation. Please check your age as per above method and calculate it again. Please do uncheck accidental and disability rider as LIC site does not show premium including this rider.

Wrote :

21-10-2019 11:15:34

Thank you. It is clear now.

Write CommentReply

Wrote :

06-10-2019 23:26:10

If I take this policy today for 15 years, after the completion of term successfully, when will I get The sum assured and the bonus amount ?

Wrote :

07-10-2019 12:12:37

After 15 years, for example, if policy is taken on 01-01-2020, then maturity will be available on 01-01-2035 for 15 years term.

Write CommentReply

Wrote :

28-09-2019 12:41:58

why the option of policy term not found in premium calculator of New Jeevan Anand Plan (815)?

Wrote :

28-09-2019 15:27:04

Policy term is there in the above calculator, please reload it and try.

Write CommentReply

Wrote :

23-09-2019 14:15:19

If anyone to buy any new policy of lic then please contact on 7838161950.

Write CommentReply

Wrote :

24-08-2019 01:48:33

hi , i have a question. my sum assured money is 500000 and policy term is 21 years. so every year instalment premium should be around 24000 right ( 500000/21). why the yearly premium amount is more than 27000. if i pay every year 27000+ , for complete 21 years i am paying around 570000. but sum assured money is 500000 only. could you please clarify on this. its New Jeevan Anand (815) policy.

Wrote :

24-08-2019 10:41:40

Premium is not calculated by simply dividing sum assured by policy term. Premium also depends upon age at the time of purchase. Please go through following link to understand it better.
https://www.insurance21.in/faq/premium-paid-vs-sum-assured-in-lic-plans.html

Write CommentReply

Wrote :

04-06-2019 15:22:49

Can I change my premium mode from Yearly to quarterly

Wrote :

06-06-2019 11:29:21

Yes, it can be done. Contact your branch.

Write CommentReply

Wrote :

09-02-2019 12:01:18

i have sum assured 750000 for 15 years jeevan anand.i am paying yearly 62000 approx for 15 years. After maturity how much i will get

Wrote :

10-02-2019 00:48:20

New Jeevan Anand Plan (815) Maturity Calculator

Write CommentReply

Wrote :

29-01-2019 20:18:38

Lic Jeevan Anand endowment plan what is minimum sum assured, plan term period, benefits

Wrote :

30-01-2019 18:15:35

Minimum Sum Assured is 1,00,000 and minimum term is 15 years.

Write CommentReply

Wrote :

24-01-2019 13:20:30

I have already one jeevan anand policy of value 20lac. Can i buy one more for my self with same or higher value.

Wrote :

24-01-2019 14:18:12

Yes, you can buy any number of policies, please make sure that you disclose the details of policy that you are already having.

Write CommentReply

Wrote :

23-01-2019 10:33:50

The maturity amount that I receive after my term period, is it taxable or non taxable ?

Wrote :

23-01-2019 11:37:05

It will be tax free.

Write CommentReply

Wrote :

22-01-2019 12:32:57

When will Lic new jeevan anand be available online platform ?

Wrote :

24-01-2019 14:51:02

We do not have information on this as yet.

Write CommentReply

Wrote :

10-01-2019 13:09:02

sir, Can i take jeevan anand policy for the term 35 years with sum insured 20 lakhs as My age is 33. Age plus term is going to 35+33 = 68. My doubt is that any limit in maturity age (term).

Wrote :

11-01-2019 21:05:31

Yes, it possible, you can take 33 years term.

Write CommentReply

Wrote :

02-01-2019 18:07:08

I would like to know, If I have new jeevan anand 815 Policy. How it'll be beneficial for tax reduction and how much tax will get reduced.

Wrote :

02-01-2019 20:54:17

Paid premium is exempted from income tax calculation under 80c subject to a limit of 1.5Lakh.

Write CommentReply

Wrote :

31-12-2018 14:57:55

Suppose if i take jeevan anand plan yearly 1 lac premium and if i take loan after 3 years and if i die at 4 year what amount my family will get / my nominee ?????

Wrote :

31-12-2018 15:03:47

Death claim will be 125% of sum assured + bonus for 4 years - (outstanding loan + interest). Please calculate sum assured for 1 lakh premium as per your age using above calculator.

Write CommentReply

Wrote :

30-12-2018 19:44:43

What is the total maturity amount (sum assured+bonus+maturity amount)

Wrote :

30-12-2018 19:53:59

Maturity amount is Sum assured + Bonuses, and bonus depend upon sum assured and term of the policy.

Write CommentReply

Wrote :

29-12-2018 09:10:32

Do Waiver of Premium option is Present in LIC- Jeevan labh / Jeevan Anand plan . If this option is present is it inbuilt in the policy or is available in Rider form .

Wrote :

29-12-2018 11:33:26

No, Premium waiver option is not available in Jeevan Labh and Jeevan Anand.

Write CommentReply

Wrote :

28-12-2018 18:03:28

Jeevan table no 815 maturity calculation

Wrote :

30-12-2018 14:17:05

Link: New Jeevan Anand (815) Maturity Calculator

Write CommentReply

Wrote :

20-11-2018 23:48:09

How many years we need to pay premium if the sum insured is 200000

Wrote :

21-11-2018 12:16:57

The premium term can be selected from a range of 15-35 years and premium will be calculated accordingly.

Write CommentReply

Wrote :

17-10-2018 19:01:57

LIC NEW JEEVAN ANAND POLICY PLAN 815 = MONTHLY SALARY DEDUCTION option is available or not. please help me.

Wrote :

18-10-2018 01:48:37

It is available.

Write CommentReply

Wrote :

26-09-2018 09:10:33

LIC NEW JEEVAN ANAND POLICY PLAN 185 = MONTHLY SALARY DEDUCTION option is available or not. please help me. thank you sir

Wrote :

26-09-2018 10:39:01

It is available.

Write CommentReply

Wrote :

09-09-2018 15:19:46

If i buy a policy than do i have to pay the first premium on that very day or is it after completion of 1 year if i choose to pay premium yearly???

Wrote :

11-09-2018 00:41:16

You have to the premium the day you want to take it, that means, it is paid in advance.

Write CommentReply

Wrote :

04-09-2018 12:47:02

While joining a new LIC Policy, whether we have to pay 2 months premium at the first time itself?

Wrote :

06-09-2018 15:12:02

Yes, for monthly mode, you have to opt for automatic deduction from bank account and this done through NACH/ECS which requires two months premium to complete the NACH process.

Write CommentReply

Wrote :

25-08-2018 20:28:30

Third year premium are tax free

Wrote :

28-08-2018 20:07:35

Yes, all premium exempted from income tax. If you are asking if GST is applicable or not, then the answer is, GST will be payable on all years' premium unless government notifies otherwise.

Write CommentReply

Wrote :

07-08-2018 02:27:58

Hi Team, I have opted Jeevan Anand plan on Dec 2017 for 21 years, I am planning to extend my term to 30 years. please advice whether it possible and guide me the procedure.

Wrote :

09-08-2018 17:20:18

Please visit your branch.

Write CommentReply

Wrote :

08-07-2018 07:10:02

I am going to buy a new jeevan anand policy, if I start with monthly pyament, can i can I change it to half yearly payment method please inform me

Wrote :

09-07-2018 02:36:30

Yes, premium payment mode can be change to another available modes during premium paying terms.

Write CommentReply

Write Comment & Reviews

Contact to Buy this Plan
    Related Links
    More Links