New Jeevan Anand (815) Premium Calculator

Calculate Monthly, Quarterly, Half Yearly and Monthly premiums as per your age, term & Sum Assured for New Jeevan Anand Plan (815). The Premium shown are with of Accidental benefit rider and inclusive of service tax.

Accidental & Disability Rider


Comments & Reviews (63)

Wrote :

10-01-2019 13:09:02

sir, Can i take jeevan anand policy for the term 35 years with sum insured 20 lakhs as My age is 33. Age plus term is going to 35+33 = 68. My doubt is that any limit in maturity age (term).

Wrote :

11-01-2019 21:05:31

Yes, it possible, you can take 33 years term.

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Wrote :

02-01-2019 18:07:08

I would like to know, If I have new jeevan anand 815 Policy. How it'll be beneficial for tax reduction and how much tax will get reduced.

Wrote :

02-01-2019 20:54:17

Paid premium is exempted from income tax calculation under 80c subject to a limit of 1.5Lakh.

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Wrote :

31-12-2018 14:57:55

Suppose if i take jeevan anand plan yearly 1 lac premium and if i take loan after 3 years and if i die at 4 year what amount my family will get / my nominee ?????

Wrote :

31-12-2018 15:03:47

Death claim will be 125% of sum assured + bonus for 4 years - (outstanding loan + interest). Please calculate sum assured for 1 lakh premium as per your age using above calculator.

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Wrote :

30-12-2018 19:44:43

What is the total maturity amount (sum assured+bonus+maturity amount)

Wrote :

30-12-2018 19:53:59

Maturity amount is Sum assured + Bonuses, and bonus depend upon sum assured and term of the policy.

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Wrote :

29-12-2018 09:10:32

Do Waiver of Premium option is Present in LIC- Jeevan labh / Jeevan Anand plan . If this option is present is it inbuilt in the policy or is available in Rider form .

Wrote :

29-12-2018 11:33:26

No, Premium waiver option is not available in Jeevan Labh and Jeevan Anand.

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Wrote :

28-12-2018 18:03:28

Jeevan table no 815 maturity calculation

Wrote :

30-12-2018 14:17:05

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Wrote :

20-11-2018 23:48:09

How many years we need to pay premium if the sum insured is 200000

Wrote :

21-11-2018 12:16:57

The premium term can be selected from a range of 15-35 years and premium will be calculated accordingly.

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Wrote :

17-10-2018 19:01:57

LIC NEW JEEVAN ANAND POLICY PLAN 815 = MONTHLY SALARY DEDUCTION option is available or not. please help me.

Wrote :

18-10-2018 01:48:37

It is available.

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Wrote :

26-09-2018 09:10:33

LIC NEW JEEVAN ANAND POLICY PLAN 185 = MONTHLY SALARY DEDUCTION option is available or not. please help me. thank you sir

Wrote :

26-09-2018 10:39:01

It is available.

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Wrote :

09-09-2018 15:19:46

If i buy a policy than do i have to pay the first premium on that very day or is it after completion of 1 year if i choose to pay premium yearly???

Wrote :

11-09-2018 00:41:16

You have to the premium the day you want to take it, that means, it is paid in advance.

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Wrote :

04-09-2018 12:47:02

While joining a new LIC Policy, whether we have to pay 2 months premium at the first time itself?

Wrote :

06-09-2018 15:12:02

Yes, for monthly mode, you have to opt for automatic deduction from bank account and this done through NACH/ECS which requires two months premium to complete the NACH process.

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Wrote :

25-08-2018 20:28:30

Third year premium are tax free

Wrote :

28-08-2018 20:07:35

Yes, all premium exempted from income tax. If you are asking if GST is applicable or not, then the answer is, GST will be payable on all years' premium unless government notifies otherwise.

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Wrote :

07-08-2018 02:27:58

Hi Team, I have opted Jeevan Anand plan on Dec 2017 for 21 years, I am planning to extend my term to 30 years. please advice whether it possible and guide me the procedure.

Wrote :

09-08-2018 17:20:18

Please visit your branch.

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Wrote :

08-07-2018 07:10:02

I am going to buy a new jeevan anand policy, if I start with monthly pyament, can i can I change it to half yearly payment method please inform me

Wrote :

09-07-2018 02:36:30

Yes, premium payment mode can be change to another available modes during premium paying terms.

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Wrote :

11-05-2018 16:32:56

what is policy term in premium calculator

Wrote :

13-05-2018 23:25:30

It is number of year for which policy holder needs to pay premium and after this term he will get maturity.

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Wrote :

23-03-2018 16:35:24

I got new jivan anand policy of 7 lac..for 29yr. If I death in 2 or 3 yr. Then policy benefit will be get nomini. or not

Wrote :

25-03-2018 10:32:26

Yes, death claim will be 125% of sum assured (8,35,000 in your case) + Bonus accumulated up to the time of death.

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Wrote :

14-03-2018 22:43:56

Can we change premium paying frequency from yearly to monthly and vice versa?

Wrote :

15-03-2018 10:46:34

Yes, it can be done.

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Wrote :

13-03-2018 23:51:51

I open new jeevan ananda policy 18.01.2018.& deposite every month.but i want onece deposite yearly.it is possible now

Wrote :

14-03-2018 01:03:39

Yes, please visit your branch at the time when 12th monthly premium of policy year is due and request to change premium paying mode.

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Wrote :

09-03-2018 17:51:11

Call me any time if you want any help in insurance.my number is 9818641669

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Wrote :

26-02-2018 15:34:16

Hi Sir, I'm having a jeevan anand 815 plan and I want to buy a new 815 plan am I eligible for that because the plan which was I'm having is only 160000 SA. That's why I want to buy new one Is it possible. Regards shekhar

Wrote :

27-02-2018 23:26:19

Yes, you can take new plan, please visit you branch or contact lic agent.

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Wrote :

05-02-2018 09:17:21

I got new jivan aanand policy of 5 lac..for 21yr. If I death in 10 yr. Then policy will countinous upto 21 yr without primium..or not ? If yes so nomini get 5 lac after 21 yr or not.?

Wrote :

05-02-2018 12:03:43

In case of death after 10 years from commencement of policy, nominee will get 125% of 500000 + accumulated bonuses for 10 years as death claim and policy will stop.

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Wrote :

06-12-2017 13:35:06

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Wrote :

06-12-2017 21:59:12

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Wrote :

27-10-2017 18:20:05

Dear Team, When sum assured is 10 lacs and 20 years terms, if i sum up 20 years the premium amount excluding GST it comes 11.5 lacs. How could possible SA is 10 lcas but we are paying excess of SA i.e 1.5 lacs. Please advise. Thank you- Tejas

Wrote :

27-10-2017 21:08:29

Please read this article, it will help you understand.

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Wrote :

28-09-2017 22:45:08

Hi team, my self anil kumar from vizag.. Actually i want to know the basic information of new jeeavan anand (815) policy,. I'm paying my installments since last 2 years. Basic sum assured is 2 lac. My term plan is for 17 years. In that case, if i pay my premium in half year basis, i'm paying more than what i get at last maturity date.. Kindly clear my confusion. My agent is my relative, and i said him to choose better plan, i think he gave this to me just to complete his target..

Wrote :

29-09-2017 13:45:55

It sum assured which may be less than total premium to be paid but surely not total maturity as per current bonus rates. Maturity will sum assured + bonues.

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Wrote :

20-08-2017 01:53:10

My policy no 596382180 I paaid 20687 but chek on net hLy premier show 20183 why my sum assured 550000 open year 2016 table no 818

Wrote :

20-08-2017 17:28:40

Please check GST on premium, you are required to pay premium with GST @2.25%.

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Wrote :

25-07-2017 20:39:12

Hi, I (aged 27 yrs.) am opting for a Jeevan Anand policy with 12L sum assured with Accidental & Disability Rider enabled. In your website the first year Annual Premium for 25 yrs. policy paying term, is coming as Rs.53838 (inclusive of 4.5% GST). The LIC website is also offering similar premium option (though the above rider is not specifically mentioned in their premium calculator). But my agent has calculated the premium amount from my branch as Rs.57368 with same parameters as above. Could you please explain this difference in premium? I would be grateful if you could answer me at the earliest as my agent is asking me to get the policy up and running by this month.

Wrote :

25-07-2017 20:57:56

Your agent is calculating premium with term rider.

Wrote :

25-07-2017 21:07:51

I am grateful for your quickest reply. What is this Term rider that you are mentioning. What specifics get covered under this Term Rider? My agent did not specifically mentioned this to me. Could you please elaborate a bit.

Wrote :

25-07-2017 22:32:05

With term rider, in case of death during policy term, an additional amount equal to Term Rider Sum Assured (12Lakh in your case) along with death claim amount of basic plan will be paid to nominee. But it will not affect maturity amount. It is just like a term insurance.

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Wrote :

14-07-2017 00:30:46

Let me know taxable amount for yearly premium. In policy status it's showing only Rs.66419 but total amount deducted is Rs.68910

Wrote :

14-07-2017 11:33:44

Premium less taxes will be eligible for exemption under 80c, it is 66419 in your case.

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Wrote :

11-07-2017 22:59:32

what is the total maturity amount for one Lakh some assured for a period of 35 years

Wrote :

12-07-2017 14:56:36

Here is link to maturity calculator, please use it to illustrate approx benefit.

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Wrote :

31-05-2017 14:53:31

The premium i have calculated here is different than i have calculated in LIC ALL IN ONE APP ? How its different

Wrote :

31-05-2017 15:08:17

Please let us know, for what details (sum assured, age and term) you are calculating premium and how much you are getting there?

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Wrote :

10-04-2017 14:15:01

Can you give me the details regarding loans from LIC against a policy?

Wrote :

10-04-2017 14:54:00

Please tell your sum assured, policy term, premium and year of purchase.

Wrote :

25-04-2017 14:11:33

PLAN0815 New Jeevan Anand TERM21 AGE32 Sum Assured 200000, Mode Premium(Rs) Service Tax(Rs) Total(Rs) Yearly 10990 412 11402 Half Yearly 5552 208 5760 Quarterly 2805 105 2910 Monthly 935 35 970 , Actual Premium May vary according to Underwriting Rules Applicable. Life Insurance Corporation of India, Web Application Plan New Jeevan Anand (815) Age 32 Term 21 Sum Assured 200000

Wrote :

25-04-2017 15:04:41

Thank you, above premium is calculated without accidental and disability benefit rider.

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