Maturity Calculator for Jeevan Labh (Plan No:836)

Maturity Calculator for LIC Jeevan Labh (Plan No: 836) provides easy way to calculate maturity amount and illustrate Age-Wise and Year-Wise amount of risk covers. It uses Parameter like Bonus rate, Final Addition Bonus (FAB) etc which are similar to declared values, not exact and calculations are indicative only. Click here to know about this plan.

Related Link: Jeevan Anand Loan Calculator


Comments & Reviews (45)

Wrote :

13-11-2018 23:56:25

Why doesn't show l I C officialy return maturity what will be secret.

Wrote :

14-11-2018 08:50:02

It not like that, these plans are bonus based plans and bonus is declared for each policy-year and keep adding to policy holder's account and paid at the time of maturity or death claim. So it is not possible to show the return upfront, however based on bonus history you can predict it, as bonus, in general, does not vary significantly.

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Wrote :

03-10-2018 23:47:07

Which plan is the best ?And 1 person jevan labh plan buyying he is take 1000000 plan then next year he was died then how much daeth claim assured

Wrote :

07-10-2018 11:58:14

1000000 plus bonus for one year which is around 50000 as per last rates.

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Wrote :

03-10-2018 22:53:22

I have applied for a house loan (above 10 lac). My agent is insisting me to take an insurance against my loan for the security of my family which is wise move. He is insisting me to take LICs Jeevan Labh (836) with the sum assured 3 lacs for 16 yrs (age 45). Is it worth to take the policy against the loan?

Wrote :

07-10-2018 11:56:56

Generally, for assigning with loan, term insurance is better option.

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Wrote :

20-09-2018 07:42:27

Which is better ICICI PRU. FUTURE PERFECT premium 18000/Year for 15 and maturity in 22 Year. Lic jeevan labh premium 15000/Year for 15 and maturity in 21 year Maturity in case ICICI is 775000. & In case of LIC it is 680000.

Wrote :

20-09-2018 21:52:44

We do not have ICICI Pru future perfect plans details.

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Wrote :

09-08-2018 12:58:34

Hi, Team I want to purchase Policy 836 online, links are not working, kindly suggest.

Wrote :

12-08-2018 20:21:56

Currently it is not available online.

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Wrote :

20-07-2018 11:17:53

Hi, I had taken a Jeevan saral (165) in Jan 2011 for 20 yrs for Rs. 6005 - renewal due in January 2019. I have completed 8 yrs of continuous payment and intend to close this and opt for Jeevan Labh (Plan No:836) 21 yrs.. Could you advice on the surrender value or how to close this policy without any loss to me. Thanks.

Wrote :

20-07-2018 13:15:19

It is not advisable to surrender one policy to take another. In Jeevan saral, you can claim maturity after paying premium for 10 years. Before 10 years, it will be like surrender and you might get less that total paid.

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Wrote :

14-07-2018 08:52:14

Sir, i have jeevan labh plan no 836. I purchased it in 2017 at the age of 28 yrs. Sum assured is 8,00,000 & term is 25 yrs. Paying term is 16 yrs. Kindly tell me how much amount i will get after 25 yrs of maturity.

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Wrote :

09-07-2018 16:25:35

Hi loan facility available in jeevan labh policy ?

Wrote :

10-07-2018 00:05:01

Yes, Loan Facility is available in Jeevan Labh, but only if the policy is 3 years old.

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Wrote :

01-07-2018 23:41:42

I need to know my maturity amount will be fluctuate after some year or it should be same as like today showing.. is maturity amount will be mention on bond or not

Wrote :

03-07-2018 00:25:48

Maturity amount may change in future and maturity amount shall not be mentioned on policy bond.

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Wrote :

17-04-2018 11:19:51

can I surrender the policy, which I purchased last year March 2017.

Wrote :

19-04-2018 23:41:15

No, Surrender is allowed only after full premium payments for at least 3 years.

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Wrote :

08-11-2017 11:46:39

Can we take the same policy for e.g. New Jeevan Anand for more than one time. Could you please tell whether we will get all the benefits for the same policy twice or not especially lifetime risk cover.

Wrote :

08-11-2017 17:18:52

Yes, you can take more than once. All you need is to disclose details of policies issues in the past.

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Wrote :

23-10-2017 16:33:31

Hello, This maturity calculator says that, in case of death during policy term , u will be eligible to get the Sum assured + Bonus +Final additional bonus. In this case if someone take policy of SA 2500000 with 21 year plan, Then if death happen in next year , is that means the final amount would be 2500000+ Bonus+2735000 = ie. more than 50 lac. is it true ?

Wrote :

23-10-2017 19:28:52

No, it is not like that. If death happens next year to purchase year, then death claim will be sum assured + bonus for 1 year( not for 21 years). Final Addition bonus is applicable in case claim due to maturity or death provided policy has completed 15 years

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Wrote :

15-10-2017 20:34:16

Kya jeevan anand me AGR maturity milne k bad hm 70 sal k age k bad phir se sum assured nikal skte h kya

Wrote :

16-10-2017 20:35:52

Nikal nahi sakte, but surrender kar sakte hain. Surrender value sum assured amount se kam hoga.

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Wrote :

19-09-2017 16:41:47

Maturity Ammout is tax free????

Wrote :

19-09-2017 19:23:05

Yes, maturity will be tax free u/s 10(10D)

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Wrote :

01-08-2017 22:48:28

Is in Jeevan Labh policy there Accidental & disability rider available ?

Wrote :

02-08-2017 01:49:26

Yes, You can take Accidental Death & disability Benefit (AD & DB) rider with Jeevan Labh.

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Wrote :

05-07-2017 11:19:26

I am planning to take LIC Jeevan Labh in the coming month. My age is 31. I was told by LIC agent as an example that if I pay 1 Lakh as a premium for 12 years I would receive 28 Lakhs after 12 years. This amount is tax free. Is this correct?? What are the returns on this? Please explain....

Wrote :

05-07-2017 13:28:35

Jeevan Labh Policy does not have 12 years term. It is has policy term as 15, 21 and 25 only.

Wrote :

25-07-2017 00:35:30

Dear Rahul, If you want to plan for Insurance, please call me.

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Wrote :

03-05-2017 16:14:38

What premium paying term for 25 year policy term for maturity amount 32lakh and what is the premium for that?

Wrote :

03-05-2017 19:07:01

32Lakh is maturity or sum assured? Age is also required to calculate premium.

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Wrote :

30-03-2017 20:29:41

Plan 836 same as like jeevan labh, in sbi wealth builder plan explained by sbi agent. now i am confused with the both. how to choose one among them

Wrote :

30-03-2017 22:57:33

I am not aware of SBI's weath builder plan, if you want any information on Jeevan jeevan, please ask. You may use planner of this plan to generate approx illustration as per your investment, age and term.

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Wrote :

27-03-2017 21:15:36

what is the difference between jeevan anand & jeevan labh policies.Which one is better?

Wrote :

28-03-2017 13:03:18

Following are main differences between New Jeevan Anand (815) and Jeevan Labh (836)
New Jeevan Anand (815)Jeevan Labh (836)
Any term between 15 to 35 YearsRestricted Policy Term (16, 21 & 25 only)
Equal Policy Term & Premium Paying TermLimited Premium Paying Term
(e.g. 10 year premium paying term for 16 year policy term)
Death claim : 125% of SA + Bonus +FABDeath claim : SA + Bonus +FAB
Lifetime cover equal to Sum Assured after MaturityNo life cover after maturity

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Wrote :

26-03-2017 12:46:36

I want to buy a JEEVAN LABH policy before 31st March 2017, but I am not in my parent city where my agent is....so can I book a policy online with my agents's code.

Wrote :

26-03-2017 13:27:57

As per my information, online booking is not available at present.

Wrote :

17-06-2018 12:07:36

bcause of agent commission

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Wrote :

11-02-2017 15:12:44

one month back i opened an LIC by an agent and i have policy number but not able to register.

Wrote :

11-02-2017 16:23:03

What are the issues you are facing? You need to enter premium without service tax.

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Wrote :

28-01-2017 15:35:34

the MAIN OBJECTIVE of a life insurance is gauranteed return but in this plain no gauranteed return than why should it to be taken by anyone.

Wrote :

28-01-2017 17:26:40

The Sum Assured is guaranteed and bonus is declared year-wise, once it is declared for a year, it is also guaranteed. Bonus is declared for each policy year.

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Wrote :

23-01-2017 12:24:29

If i invest in SIP, maturity amount will be same on basis of 12% return. In SIP I have benefit to stop at any time and to withdraw at any time. Also disadvantage no insurance there. Overall SIP gives 15 to 20 % return if more then 10 years investment so in your policy no such benefit shown. Insurance benefit is here but return is very low.

Wrote :

23-01-2017 12:29:01

Thanks for your insights, it will definitely help customers to consider these aspects while planning insurance and investment.

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Wrote :

17-01-2017 16:45:12

In Jeevan labh plan maturity benefit is not guaranteed then how does maturity benefit is calculating.?

Wrote :

17-01-2017 16:53:01

As the maturity is main feature of this plan, so it important project expected maturity amount. This calculator uses latest bonus declared to calculate expected maturity.

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Wrote :

04-12-2016 17:48:03

Hi, I am 33 years old. I want to take 3 lac SA. What premium I have to pay and after 25 years what would I get because your maturity calculator showing maturity amount something unacceptable.

Wrote :

04-12-2016 18:37:31

Yearly Premium will be 14474 (excluding service tax) which is required to be paid for 16 years and maturity will be available after 35 years. Calculator is showing approx maturity, what is unacceptable about it, please elaborate.

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Wrote :

29-10-2016 20:10:34

If I prefer this Plan for 2500000 /25 policy terms and unfortunatly I cannot continue after 5 years and what will be the future of my policy ? How much return will I get back.

Wrote :

31-10-2016 11:06:16

There will be two possibilities in that case, you can surrender your policy after 5 years and you will receive 50-60% of total premium paid or you can stop paying premium and leave as paid up and your sum assured will be reduced by 5/16 and benefits as per reduced will be remain in force. 5 is year for which premiums have been paid and 16 is total number of years for which premiums to be paid.

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Wrote :

25-10-2016 17:34:51

MY SELF 36. TAKEN PLAN 836. PREMIUM 15 YEARS. MATURITY 21 YEARS. WHAT WILL BE MY MATURITY AMOUNT. MATURITY PREMIUM CALCULATOR NOT WORKING.

Wrote :

25-10-2016 22:45:56

There was some error and the same has been corrected. Please use for approx benefit details.

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Wrote :

16-09-2016 17:02:17

What is better(LIC or pli/rpli).

Wrote :

16-09-2016 19:34:54

Please read this comparison between LIC and PLI.

Wrote :

06-03-2017 21:50:58

as of now returns/Maturity amount is more in PLI only compare to LIC.., But, in this policy, death/ Accidental benefit is higher...

Wrote :

06-03-2017 22:07:36

PLI does not have accidental rider kind of thing, that is why accidental death claim is high in case of LIC.

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Wrote :

05-07-2016 18:44:00

I want a policy for investment purpose , not for insurance purpose, so what would be the best plan for me. age 28 yrs.

Wrote :

05-07-2016 23:16:38

If your not looking for insurance then you go for SIP, RD, FD, PPF etc.

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Wrote :

14-06-2016 17:26:32

Dear Sir, Jeevan Labh give 100% guaranteed returns on maturity and normal risk cover also guaranteed? OR it's just assuming? Regards

Wrote :

16-06-2016 15:19:01

Returns are expected and sum assured part of normal life cover is guaranteed.

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