New Jeevan Anand (815) Premium Calculator

Calculate Monthly, Quarterly, Half Yearly and Monthly premiums as per your age, term & Sum Assured for New Jeevan Anand Plan (815). The Premium shown are with of Accidental benefit rider and inclusive of service tax.

Accidental & Disability Rider

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Wrote : 20-08-2017 01:53:10

My policy no 596382180 I paaid 20687 but chek on net hLy premier show 20183 why my sum assured 550000 open year 2016 table no 818

Replied : 20-08-2017 17:28:40
Please check GST on premium, you are required to pay premium with GST @2.25%.

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Wrote : 25-07-2017 20:39:12

Hi, I (aged 27 yrs.) am opting for a Jeevan Anand policy with 12L sum assured with Accidental & Disability Rider enabled. In your website the first year Annual Premium for 25 yrs. policy paying term, is coming as Rs.53838 (inclusive of 4.5% GST). The LIC website is also offering similar premium option (though the above rider is not specifically mentioned in their premium calculator). But my agent has calculated the premium amount from my branch as Rs.57368 with same parameters as above. Could you please explain this difference in premium? I would be grateful if you could answer me at the earliest as my agent is asking me to get the policy up and running by this month.

Replied : 25-07-2017 20:57:56
Your agent is calculating premium with term rider.

Wrote : 25-07-2017 21:07:51

I am grateful for your quickest reply. What is this Term rider that you are mentioning. What specifics get covered under this Term Rider? My agent did not specifically mentioned this to me. Could you please elaborate a bit.

Replied : 25-07-2017 22:32:05
With term rider, in case of death during policy term, an additional amount equal to Term Rider Sum Assured (12Lakh in your case) along with death claim amount of basic plan will be paid to nominee. But it will not affect maturity amount. It is just like a term insurance.

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Wrote : 14-07-2017 00:30:46

Let me know taxable amount for yearly premium. In policy status it's showing only Rs.66419 but total amount deducted is Rs.68910

Replied : 14-07-2017 11:33:44
Premium less taxes will be eligible for exemption under 80c, it is 66419 in your case.

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Wrote : 11-07-2017 22:59:32

what is the total maturity amount for one Lakh some assured for a period of 35 years

Replied : 12-07-2017 14:56:36
Here is link to maturity calculator, please use it to illustrate approx benefit.

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Wrote : 31-05-2017 14:53:31

The premium i have calculated here is different than i have calculated in LIC ALL IN ONE APP ? How its different

Replied : 31-05-2017 15:08:17
Please let us know, for what details (sum assured, age and term) you are calculating premium and how much you are getting there?

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Wrote : 10-04-2017 14:15:01

Can you give me the details regarding loans from LIC against a policy?

Replied : 10-04-2017 14:54:00
Please tell your sum assured, policy term, premium and year of purchase.

Wrote : 25-04-2017 14:11:33

PLAN0815 New Jeevan Anand TERM21 AGE32 Sum Assured 200000, Mode Premium(Rs) Service Tax(Rs) Total(Rs) Yearly 10990 412 11402 Half Yearly 5552 208 5760 Quarterly 2805 105 2910 Monthly 935 35 970 , Actual Premium May vary according to Underwriting Rules Applicable. Life Insurance Corporation of India, Web Application Plan New Jeevan Anand (815) Age 32 Term 21 Sum Assured 200000

Replied : 25-04-2017 15:04:41
Thank you, above premium is calculated without accidental and disability benefit rider.

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Wrote : 08-04-2017 15:05:40

I have new jeevan Anand policy which sum accured has 5 lakh 20 year terms and 2015 starting year then how much total ruppees I will get after paying 20 premium ...please reply me how much ruppes I will get...

Replied : 08-04-2017 18:38:46
Please use maturity calculator of this plan to get approx benefits related to your plan.

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Wrote : 25-03-2017 11:49:20

New Jeevan Anand (815) which form is use like Form No.300 (Rev.2002)

Replied : 25-03-2017 12:06:22

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Wrote : 24-03-2017 22:16:34

If i Bay 200000 assured police so what is the normal life cover & Accidental cover approx on this police.

Replied : 24-03-2017 22:22:46
Please use this calculator for approx year-wise death claim amounts.

Wrote : 29-03-2017 00:43:25

But Calculator is not showing on Death claim amount.

Replied : 29-03-2017 00:58:46
Kindly use this Maturity calculator, it calculates policy year wise death claims (risk covers).

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Wrote : 01-03-2017 11:50:24

Sir, 1)I have completed 62 years inJanuary2017,I want to take policy in my name.I am little overweight and have some heart problem also.Is it possible to take policy for me. 2)My son is having Jeevan Anand (815),for 25 years which will mature in2040.Till which age will he be covered under this policy after maturity

Replied : 01-03-2017 15:01:34
1. Maximum permissible age for this plan is 50 years.
2. Your son will have life cover from 2040 onwards, means in case of death at any time after 2040, his nominee will get amount equal to sum assured.

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Wrote : 20-02-2017 18:42:41

I have few query regarding payment mode for table No 815 (New Jivan Anand) plan. their is multiple option available yearly , half yearly , quarterly and monthly. just want to confirm one thing. can we pay monthly premium online ? not ECS .

Replied : 20-02-2017 18:46:37
Monthly cannot be paid online.

Wrote : 20-02-2017 22:50:39

Thank you for quick reply. I Greatly appreciated your help. i heard that we can pay monthly premium online but i am not sure. so i need to confirm from you. and what else payment mood available for table 815 LIC Plan. my first preference is pay premium through online itself. please guide me properly.

Replied : 21-02-2017 12:02:13
As per my info, new policies are not issued in monthly mode. In case of quarterly, half yearly and yearly modes, you pay premium online for sure.

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Wrote : 20-02-2017 12:44:36

Dear Sir, I am having this policy and i am not able to add policy in LIC e-services "Enrol Policies" option. Error appears. Kindly provide how to add premium is 5732/-

Replied : 20-02-2017 13:07:10
You need to enter premium without service tax and the policy you are enrolling must be in same policy holder for which account has been created. Please share your policy number so that I can tell exact premium amount.

Wrote : 20-02-2017 13:18:29

Policy is in the name of policy holder for which account has been created. DOB has also been checked I am entering premium with out ST as well, but ERROR is continuously appearing Policy Number is 226549xxx

Replied : 20-02-2017 13:41:00
Premium amount is correct and policy holder's name is Ankur Agrawal. What is exact error? May be you should try after some time.

Wrote : 20-02-2017 13:44:15

Policy number Installment Premium (Rs.) Service Branch Status 226549xxx 5,732.00 226 ERROR ENROLLED - Your policy is successfully enrolled. ERROR - POSSIBLE REASONS FOR ERROR IN ENROLLMENT: 1. The Instalment Premium as per Policy Document should match with the Instalment Premium entered by you in the previous screen (correct to the paisa) 2. The Date of Birth given by you in your Profile should be the same as the date of birth for the policy you have enrolled. 3. In case you are enrolling policies of your family members and if you have not entered and saved their date of birth, please proceed to 'Update Profile' option (on the right side bottom) and click on option for 'Married / Un-married', a new option will open for recording the details. After that if you select �??Number of Children (maximum 5) option to record their date of birth will also open. Kindly check the above and try for enrollment again.

Replied : 20-02-2017 14:33:20
Please write your problem to LIC at

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Wrote : 19-02-2017 19:51:31

Hi sir...i hv taken a new jeevan anand policy with sum insured for 1000000/- period 21 yrs nd my age is lic website it is shwing premium fr first yr as 52860 nd fr second yr as my agent told me d premiums as 53898 nd 52924 resp...why dis much difference... Plz xplain which one is correct....

Replied : 20-02-2017 00:09:50
LIC website shows premium without accidental benefit rider but your plan is with this rider, this is why the difference is coming. please use above calculator without rider, you will get same values.

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Wrote : 18-02-2017 19:38:12

Really good site. Every query comment is answered. Thanks for the service.

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Wrote : 28-01-2017 17:38:34

You have mentioned of 2% rebate in the text for one year and 1% for half - year from 2nd year onwards. But in example the rebate of 2% is not considered. In yearly payments also, LIC is not giving rebates on this plan 815 for 2nd premia onwards. Please clarify.

Replied : 28-01-2017 17:53:56
Kindly check it again, premium calculator is gives premium after this rebate.
As per your calculation (SA- 500000, Term- 21, Age- 34).
Yearly Premium - 27866
Half Yearly Premium - 14079
14079 x 2 = 28158
Rebate = 28158 - 27866=292
Note: Calculation is without service tax (3.75% for First Year and 1.875% from 2nd year as per prevailing rates).

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Wrote : 28-01-2017 15:22:47

I want to know if a person is covered with three policy and if he die during poicy time will his nominee get amount from all three policy or only from one policy. Ex- i am covered with 2 PLI policy one is of 1000000 & other is of 500000 Now i want to take a LIC policy New jeevan anand of 2000000. please suggest

Replied : 28-01-2017 17:36:45
If that person has disclosed all of his policies to LIC, then risk covers of all the policies are applicable. If not disclosed, then the policy with highest sum assured will be applicable for death claim. For example, if he took 10L sum assured in 2015 and he is taking 5Lakh sum assured in 2017 and not disclosing about policy taken in 2015, then in case of death, only 10L sum assured one will applicable for death claim.

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Wrote : 02-01-2017 21:31:24

sir , myself raghav.I want to gift a policy to my wife within a range (premium amount) of @25000/year- to 30000/year- for a policy term of 16 years.And presently her age is 24.I had shortlisted Jeevan Anand,Jeevan Labh and Jeean Pragathi. which one will be the best.Kindly guide me.

Replied : 03-01-2017 02:13:10
I would suggest to take policy in you name and mention her as nominee, I would suggest Jeevan Lakshay 833 with term rider in your name.

Wrote : 03-01-2017 19:45:24

Sir , first of all thanks for your immediate reply. But i had already availed Jeevan Anand Policy (Rs.5lakhs Policy) four years back. Now i am in dilemma whether to confirm Jeevan Anand or anyother good policy with rider benefit.

Replied : 04-01-2017 12:41:51
These are life insurance plans and main objectives of these plans are financial protection of your dependent in case of unfortunate death and saving. The reason why it was suggested to take policy in your name because, suppose if, a working husband takes plan in his wife name (who is a housewife) and pays regular premiums then everything fine until death of husband but in case of death of husband, the wife will not be able to pay premium as she is not earning. So, it is important for bread earner to have adequate life cover. Since you are having Jeevan Anand, Jeevan Lakshay Plan is most suitable. please read its benefits.

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Wrote : 22-12-2016 16:47:39

Hi, New Jeevan Anand - 815 SA - 660000 term - 25 Age - 29 For the above plan In LIC portal it showing below premium Premium ST Total Yearly 28394 1065 29459 but in your portal it is showing slight different Yearly 29054 1090 30144 ---- for the first year Yearly 29054 545 29599 --- After first year. Can you explain me which one is proper

Replied : 22-12-2016 18:24:18
The premium shown here is inclusive of double accidental benefit rider, that is why this is difference is coming.

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Wrote : 22-07-2016 15:58:10

Good Afternoon Sir, I've purchased two policies of table no.815 for 35 years each sa 1000000 dated on 28.06.20016 . I want to transform one of them into table no.820. is it possible? If yes tell me details for that. with regards!

Replied : 22-07-2016 16:22:38
Since you have taken these policies less than a month ago you can close one and take new plan 820, contact policy issuing branch.

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Wrote : 12-07-2016 13:35:34

Please inform. SA Rs.5000000 Present Age: 35 Policy Term: 15 years. Plan: New Jeevan Anand 815. What will be total amount after maturity by survival without natural death, accident death and accident? What will be premium per month through ECS? If Purchase through LIC agent: If purchase through on line:

Replied : 12-07-2016 13:40:50
This plan is not available is not available. for premium and maturity please use premium and maturity calculator.

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Wrote : 08-06-2016 13:00:46

Sir please tell me that anyone charge will start if i will registered my policy no. on lic site

Replied : 08-06-2016 18:21:27
No, it is not chargeable.

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Wrote : 09-05-2016 11:23:54

Sir, I had taken new jeevan anand policy (815) of sum assured 1000000 on 5th April,2016 for 21 years, my DoB- 29.10.1990, according to premium calculator my monthly premium is shown 4511, but I have been deducted 5523 per month as premium...why sir pls tell

Replied : 09-05-2016 14:14:22
Please check your policy details( sum assured and term) correctly.

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Wrote : 05-05-2016 16:57:01

Dear sir, I am planning to take 2lakh new jeeva anand policy for 21 years term plan. after that how much amount i will get pls explain me??

Replied : 06-05-2016 17:59:40
Please maturity calculator of this plan to calculate all associated benefits according to your age, sum assured and term.

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Wrote : 07-04-2016 12:56:49

quickly calculation. thanks...

Wrote : 30-04-2016 12:08:04

Dear sir, I am planning to take 1lakh new jeeva anand policy for 15 years term plan. after that how much amount i will get pls explain me??

Replied : 30-04-2016 13:34:59
Please use premium calculator of this plan, it will give you all benefits associated with it.

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Wrote : 25-03-2016 20:47:27

This is totally waste scheme because when I calculate the SA for Rs.10Lakh I need to pay the Premium of Rs.12Lakhs :). Premium > SA. Give more and get Less Policy.

Replied : 27-03-2016 20:26:34
10L is insurance amount. that means if death happens even a single premium has been paid.maturity will be definitely what you will pay.

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Wrote : 08-03-2016 15:01:08

Why age 30, 31 not available in this premium calculator.? nearest age or completed age should be used in premium calculation. suppose if my DOM july 88, my age is 27 or 28?

Replied : 08-03-2016 16:55:15
Yes, 30 and 31 were missing, but now this error has been corrected. Age is calculated by subtracting date of birth from nearest birthday (previous or coming). Age Calculator is available on the site, click here for this.

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Wrote : 02-03-2016 02:45:27


Replied : 02-03-2016 12:35:51
it is possible because premium depends upon age, term and sa.

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Wrote : 01-03-2016 15:15:57

Hello sir, Mai abhi 300000 ka bima karaya hoo. Agar hamari bich me death ho jaati hai to total amount kitana milega. Age 35 year.

Replied : 02-03-2016 12:38:42
Aap maturity calculator use kare, pure details hain usme

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Wrote : 29-02-2016 01:40:12

This is awesome. Finally my search for insurance guidance stopped here. This has got all the info. Thanks a lot.

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Wrote : 25-02-2016 16:37:01

sir I had taken jeevan anand policy in 16may 2011 and I had payed halfyearly 3445 Rs I want to know any type of bonus after completing 5 years of paying instaloment my sum assured amount is Rs. 100000/-.

Replied : 27-02-2016 09:14:10
Your term is 5 year?

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