Maturity Calculator for New Jeevan Anand Plan (815)

Maturity Calculator for LIC's New Jeevan Anand (Plan No: 815) provides easy way to calculate maturity amount and illustrate Age-wise and Year-wise risk cover amounts. It uses year-wise bonus rate for years for which the bonus has been declared and latest bonus rate for years which bonus will be declared in future. The calculator provides associated benefits calculation on past and expected data. Please provide following details to calculate benefits of your plan. Click here to know about this plan.

Related Link: Jeevan Anand Loan Calculator

Related Link: Jeevan Anand (815) Paid-up Calculator


Comments & Reviews (298)

Wrote :

10-01-2019 19:11:54

Dear Sir, I have taken Jeevan anand Policy 815 in Feb 2015 with half yearly premium as 27314, I want to know ..what of I discontinue of payring premium means I don't want to surrender now but also don't want to pay premium. will i get my paid premium till now after completion of the policy. will you please provide the details?

Wrote :

11-01-2019 21:02:23

You need to know about paid up options, please use paid value calculator to learn about it yourself.

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Wrote :

31-12-2018 14:41:24

Hi Sir, I have taken the policy Jevan anand -815, the sum assured 300000 for 16 years. Currently I am paying the premium yearly RS: 22000. if i calculated for 16 years, the amount will be Rs; 352000. But the sum assured 300000 only. I don't know why i should pay the additional amount 52000. what is the benefit for this. please explain me.

Wrote :

31-12-2018 14:55:31

Kindly go through following link, your query has been answered there.
Sum Assured vs. Total Premium

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Wrote :

29-12-2018 20:57:58

Hello, Thanks for your above information regarding policy. My doubt is as if in case death there is given normal life cover & accident life cover claim. In case normal death or due to illness will be covered as below; In case of death during policy term (Before 21 years ), 125% of Sum Assured + Bonus + Final Addition Bonus (Normal Life Cover) will be paid to nominee.
And accident death cover is automatically policy or one has to opt it . Could you please clarify me as per below;
In case of accidental death, additional amount equal to Sum Assured along with 125% of Sum Assured + Bonus + Final Addition Bonus (Accidental Life Cover) will be paid to nominee.
Regards Pushpk

Wrote :

30-12-2018 14:12:36

The accidental benefit is not part of basic Jeevan Anand plan, it is a rider which is commonly given with this plan to make it more beneficial one. Accidental rider will give additional rider amount (Generally equal to sum assured of basic plan) apart from death cover of basic plan and no maturity value in case of maturity.

Wrote :

31-12-2018 13:06:32

if unfortunately insured is no more due to accident , if accidental rider is not opted so insured is covered for only normal life cover ? Accidental Life Cover will not be paid ? Only in case death whether normal or accidental is treated as Normal Life Cover . Please assist .

Wrote :

31-12-2018 13:48:53

Yes, you are right.

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Wrote :

26-12-2018 16:17:14

Hi I have taken New jeevan Anand Policy on 2016 at the age of 30 yrs and that will be mature on 2041. But when I taken agent told me 21 yrs but in online showing 25yrs what is reason and one more question in case I want to take money after 10 yrs then what is the procedure.

Wrote :

28-12-2018 00:15:25

Please ask your agent for the reasons, it seems mistake on his part.

Wrote :

02-01-2019 14:47:07

Hello Sir, Can you please provide the URL for New jeevan anand (815).

Wrote :

02-01-2019 20:19:01

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Wrote :

17-12-2018 19:59:17

What is the SOME percentage on sum assured

Wrote :

18-12-2018 12:49:47

It implies that if post maturity risk cover is 100000 and you surrender this risk cover then you won't get full 100000. you will get less than 100000 and that will depend upon the age at the time of surrender. You may use following calculator to understand it better.
Jeevan Anand (149) Post Maturity Surrender Value Calculator

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Wrote :

15-12-2018 18:56:27

how to calculate premium for 20yrs term and sum insured for 4000000₹. New jeevan anand

Wrote :

15-12-2018 23:17:51

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Wrote :

12-12-2018 15:22:54

Hi, I have taken Jeevan anand plan-815 from 2015 year. It is for 25 years. My age is 30 now and maturity year is 2040. I want to know after 2040+ if something happens to me will i be getting any life/death risk cover(i.e my age will be 52+) apart from my maturity amount. (For eg something happens to me in 2045+, By that i would have already received the maturity amount in 2040.) Sum assured was 10 lac when i took the plan in 2015.

Wrote :

13-12-2018 12:30:38

Any time after receiving maturity (2040), if death happens, your nominee will get 10 Lakhs in your case.

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Wrote :

07-12-2018 03:58:23

What is the total maturity amount after 21 years? New Jeevan Anand (Plan-815)

Wrote :

08-12-2018 14:44:35

It will depend upon purchased sum assured too.

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Wrote :

20-11-2018 19:51:32

If I don't want life time risk cover after maturity that amount would be paid to me or not? Please clarify..

Wrote :

21-11-2018 12:20:32

You can surrender it, but since it is scheduled to paid in case of death, so surrender value will be some percentage of sum assured not full.

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Wrote :

23-10-2018 21:39:54

This is for Jeevan Anand Policy 815 for SI 15lakh with an annual premium of RS.64196. My agent provided me the following details as benefits of the policy: If you take the payment mode as yly then you have to pay Rs.65608 for the first year,from 2nd year onwards Rs.64196. Totally you will pay Rs.1670508. At Age-56 you will receive Rs.4236000. Special Feature : After taking maturity amount you will have a Risk Cover of Rs.1500000 for life time. How true is the above information?

Wrote :

24-10-2018 14:40:34

What is your current age and proposed policy term?

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Wrote :

20-10-2018 17:49:05

At the end of premium only i got my sum assured or any other. I paid 21 year (21×19325 = 405825).but i got only 350000.

Wrote :

23-10-2018 12:23:13

Maturity will be 350000 + Bonus + FAB.

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Wrote :

20-10-2018 17:46:23

What is the difference between normal life cover and Accident life cover

Wrote :

20-10-2018 23:16:45

Normal life cover means death claim amount in case of natural death like death due to illness while accidental death claim is death claim amount if death happens due to an accident like car accident etc.

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Wrote :

02-10-2018 08:02:35

There is also LIC revival campaign which will end on 15th oct 2018.

Wrote :

02-10-2018 15:39:32

Thanks for the information.

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Wrote :

16-09-2018 19:09:52

Suppose I purchase policy this year but if after 4-5 year I will not pay premiums then what will be happen.

Wrote :

16-09-2018 20:27:08

Policy will become paid-up, please visit this link to understand paid up.

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Wrote :

02-09-2018 23:52:02

Dear sir,i policy lapsed and i want to continue what is the process and penalty amount.

Wrote :

04-09-2018 23:47:18

Please visit nearest LIC branch with id proof.

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Wrote :

29-08-2018 15:28:20

After the maturity of LIC New Jeevan Anand Policy, If we are not interested in Risk Cover , then can we receive any additional value (Money) for that.

Wrote :

29-08-2018 17:57:54

Yes, risk cover can be surrendered.

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Wrote :

24-08-2018 07:23:02

I am proposing to buy a Jeevan Anand policy @ age of 40 for a term of 20 years a) Is death benefit applicable only up to 60 years? b) What benefits are applicable beyond 60 years ? c) Average payout on death for sum assured of 15.0 lakhs d) Average premium for above

Wrote :

28-08-2018 22:06:39

In above case,
a) Up to 60 year age your death cover will be 125% of BSA + BONUS + FAB (if any).
b) After 60 year age, death cover will be equal to Basic Sum assured (BSA).
c) Please use maturity calculator for approx benefits.
d) Premium Calculator

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Wrote :

15-08-2018 21:25:02

i have purchase 815 plan in 2018 with sum assured 1000000, suppose if some mishappening with me before maturity. how much amount nominee will get

Wrote :

17-08-2018 18:42:38

It will be 125% of basic sum assured i.e. 1250000 + Bonus accumulated up to year of death.

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Wrote :

14-08-2018 08:08:48

Hi, I am jeeven Anand 815.wanna know if I surrender my policy.i wont get the whole money that I have paid as premium.so it a a loss for an individual if he decides to surrender.am I right?

Wrote :

14-08-2018 11:19:11

Yes, sureender will cause loss.

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Wrote :

11-08-2018 22:59:34

Hi... I took Jeevan Anand Policy (Plan 815 term 16) with SA of 500000. The policy was started in 2014 and till now I have paid 4 premiums. Could you please tell me if I want to stop the policy what is the procedure for that and how much amount I'll get back in total?

Wrote :

12-08-2018 20:45:41

You have to surrender it and to surrender, you need to visit your branch. Here is link surrender value calculator, you can calculate approx surrender value yourself.

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Wrote :

09-08-2018 13:35:42

Hello I have a Jeevan Anand Policy with SA as 500000 in my Wife name & term is 21 Years i.e. 815-21-21 I started this Policy in 2014 & have paid 4 premiums until now. If i stop paying premium what will be the Outcome & how much Money will i get back if i do not surrender the Policy & wait for the 21 Years of Policy Completion & take money accordingly after 21 years.

Wrote :

09-08-2018 17:14:53

For Approximate surrender value, please use this calculator and if you stop premium payment further, then your policy will become paid-up and after 21 year you will receive approximately Rs. 195000 as paid value.

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Wrote :

06-08-2018 22:16:51

Dear Sir, I have a doubt please clarify me. In 815 it is state that after maturity I will be covered for life. Suppose my plan get matured at the age of 47yr but I decided to buy the plan again, in this case I would be still covered with previous life cover or only the existing plan.

Wrote :

08-08-2018 14:32:21

New plan benefits will also be available in this case. Both policies?s benefits will be mutually exclusive.

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Wrote :

05-08-2018 19:48:40

Sir as you said in case of new jeevan anand while calculating total maturity amount that life cover will be continuing even after maturity. Does it mean after getting maturity money in case of death will I get any amount further?

Wrote :

05-08-2018 22:43:01

In case of death, policy holder's nominee will get amount equal to sum assured apart from maturity.

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Wrote :

29-07-2018 14:14:07

Dear my father purchase one policy name jeewan labh 8 lac last year premium paid half yearly ,policy star December 2017 second premium due date 28 April 2018 but not paid due health problems his death 20 June so claim milega ya nhi

Wrote :

29-07-2018 20:21:20

Since premium was not paid within due date and death happened when policy was not in force, so death claim will not be applicable in your case.

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Wrote :

29-07-2018 12:57:21

Sir my father purchase a one policy 8 Lac first half yearly premium paid but second premium due date 28 April but not paid, 20 June on death kya claim milega ya nhi

Wrote :

29-07-2018 13:51:26

Policy was purchased in which year?

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Wrote :

26-07-2018 20:54:46

New Jeevan Anand no 815 surrender value before maturity ?

Wrote :

29-07-2018 14:02:06

Please use this link to calculate approx surrender value.

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Wrote :

13-07-2018 20:57:11

This was really a very helpfull tool to calculate approx return on the basis of available details. Thanks a lot for helping us to reach our querry,

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Wrote :

29-06-2018 17:57:06

Sir My Dob is 13-02-85 I Want to take this policy Sa 1000000 for 15 years . My question is what willbe the premium ? If I died during the policy term what the amount my nominee will be benefited in Normal death or accidental death. After policy maturity how long the death benefit will be provided. What is the definition of normal death and accidental death.

Wrote :

29-06-2018 23:14:29

Please use above calculator it will generate illustration as per your sum assure, age and policy term. It will generate year-wise approx death claims and approx maturity amount.

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Wrote :

09-06-2018 14:32:51

Sir,If i got the maturity and then if i mate an normal death then ,what will nominee get? If sum assured in 100000 and accidental benefit sum assured 100000.

Wrote :

10-06-2018 07:36:26

Nominee will get 100000 in case of death whether it is accidental or normal death.

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Wrote :

05-06-2018 23:49:54

Kya 815 housewife ke liye h..

Wrote :

07-06-2018 19:20:30

Yes, but sum assured limited hoga.

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